Thanks Lady B. I'm happy to hear it's more of a "whatever makes you comfortable" type of thing...I've got really beautiful linen stays that Lady Brower made for me that I usually wear on top of everything, and I'm not bothered by the bulk underneath...but, I just made a silk petticoat that I think looks lovely on top of the stays...so I'm glad to hear that it's fine to wear it that way also. I do wear the fichu to protect myself from sunburn, but also so I feel a bit more "dressed", since I don't have a jacket, short gown or mantua...
Even though I think of my persona as a woman with a questionable background, I think she would attempt to look like a lady...;^)
...and thanks to Chole Black and her wonderful blog for the petticoat "recipe". I'm a terrible seamstress, but her simple directions made it a breeze!